— Online scams, fraud and cyber extortion

Protection when you
need it most

Up to $20,000 of financial protection against online scams, fraud and cyber extortion, with expert support when you need it most.

Get Cyber Cover

Financial protection against today’s online threats

Online criminals are more sophisticated than ever. From convincing phishing emails and fake shopping websites to investment scams, romance fraud and cyber extortion, criminals are constantly finding new ways to trick people into handing over money or personal information. The scale of the problem continues to grow.

In 2024, Americans reported $12.5 billion in losses to fraud—an increase of more than 25% from the previous year—making online scams one of the fastest-growing forms of crime in the United States. Even the most cautious people can become victims. Cyber cover from WebScannerPro provides financial protection and expert support when online crime affects you.

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Online scams

Modern scams are designed to appear genuine. Criminals impersonate banks, delivery companies, government agencies, online marketplaces and even friends or family to persuade victims to transfer money, reveal personal information or disclose login credentials.

Whether the scam arrives by email, text message, social media, online advertising or phone call, the consequences can be significant. If an eligible scam results in financial loss, your cyber cover is there to help reduce the impact.

Online fraud

Cybercriminals use stolen credentials and personal data to commit fraud in many different ways. They may take over online accounts, make unauthorised purchases, open accounts in your name or use your identity to deceive others.

When fraud occurs, the financial consequences can quickly escalate. Cyber cover from WebScannerPro provides protection for eligible losses, helping you recover more quickly while reducing the financial impact of online crime.

Couple looking at a phone

Cyber extortion

Cyber extortion can affect anyone—not just businesses. Criminals may threaten to release private information, publish sensitive photographs, lock you out of your accounts or demand payment to prevent further harm.

These situations are often highly stressful and require careful handling. If you're the victim of an eligible cyber extortion incident, your cyber cover can provide financial protection together with access to experienced professionals who can help you understand your options and respond appropriately.

Sextortion:

A growing threat to young people

Financial sextortion has become one of the fastest-growing online threats affecting children and teenagers. Criminals often pose as someone their victim's age on social media, gaming platforms or messaging apps before persuading them to share an intimate image. Once they have that image, they use threats and intimidation to manipulate their victim—demanding money, additional explicit images or videos, or other acts under the threat of sharing the content with friends, family or classmates. The emotional impact can be devastating, particularly for children and teenagers who may feel frightened, isolated or too embarrassed to ask for help.

Teenager using a laptop in bed
Sextortion statistics

The problem is growing rapidly. The National Center for Missing & Exploited Children received more than 50,000 reports of financially motivated sextortion involving children and teens in 2025—an average of 137 reports every day.

Since 2021, the organisation has also linked sextortion to the tragic deaths of more than three dozen teenage boys, who took their own lives after being targeted.

Help when online bullying becomes real life

If your family is affected by cyberbullying, online harassment or sextortion, our family cyber cover provides access to professional support to help you respond quickly, support your child's emotional wellbeing and navigate the practical challenges that often follow these deeply distressing incidents.

Learn more about cyberbullying

If you think you’ve been targeted

Acting quickly can make a significant difference. If you believe you've been the victim of an online scam, fraud or cyber extortion.

01

Stop communication

Stop communicating with the suspected criminal.

02

Don't send money

Do not send additional money or share further personal information.

03

Contact your bank or credit card provider

Contact your bank or payment provider immediately if money or payment details have been compromised.

04

Replace compromised passwords

Change passwords for affected accounts and enable multi-factor authentication where possible.

05

Keep records of correspondence

Keep copies of emails, messages, screenshots and transaction records.

06

Report the incident

Report the incident to the relevant organisation or law enforcement authority.

Everything working together

WebScannerPro Premium+ combines cyber cover with a powerful online safety and privacy tool, designed to help prevent cybercrime before it happens.

  • Real-time threat detection helps protect you against malicious websites, phishing attacks, online scams and malware.
  • Website safety ratings show you which websites you can trust, before you click.
  • Private and anonymous browsing encrypts your browser traffic so you can shop, bank and browse safely—even when using public WiFi.

These proactive security features work alongside cyber cover and identity monitoring, helping reduce your exposure to online threats while ensuring you're protected if the unexpected happens.

Get Cyber Cover
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Protection you can trust

Your cyber cover and identity protection are the result of a collaboration between Cybertrends, Marsh and HSB (Munich Re) - bringing together expertise in online safety, cyber risk and insurance.

Your policy is backed by HSB (Munich Re) - one of the world’s leading insurance groups - giving you trusted technology, expert support, and financial protection when you need it most.

WebScannerPro

Get started in 3 steps

01

Choose your plan

Select a cyber cover plan that’s right for you or your family.

02

Add your details

Once your cyber cover plan is active, you can add the personal information you would like to monitor.

03

You’re all set!

We’ll continuously monitor your personal information, and let you know if it’s exposed.

30-day money-back guarantee.

Frequently Asked Questions

Cyber Cover provides financial protection and professional support for eligible cyber incidents, such as online scams, cyber extortion, cyberbullying, and identity theft, subject to your membership terms and coverage limits.

Covered incidents depend on your membership and may include online scams, cyber extortion, identity theft, cyberbullying, account compromise, and other eligible cyber events described in your policy.

Stop communicating with the scammer, avoid sending additional money, contact your bank or payment provider immediately, secure affected accounts, and notify support as soon as possible.

Coverage depends on your membership, the type of scam, and the policy terms. Review your coverage documents or contact support for assistance with your specific situation.

Cyber extortion occurs when someone demands money or another benefit by threatening to release personal information, sensitive files, or private images, or by threatening to compromise your digital accounts or devices.

No. Paying does not guarantee the threat will stop or that your information will remain private. Preserve evidence, avoid further communication, and contact support or law enforcement.

Contact our support team or visit the Claims section, available in the website footer and the Summary of Benefits. We'll guide you through the claims process and explain what information is needed to assess your claim.

Your digital safety starts here

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