{"id":104,"date":"2026-07-29T13:44:37","date_gmt":"2026-07-29T13:44:37","guid":{"rendered":"https:\/\/www.webscanner.pro\/canada\/?page_id=104"},"modified":"2026-08-07T13:51:15","modified_gmt":"2026-08-07T13:51:15","slug":"online-fraud-cover","status":"publish","type":"page","link":"https:\/\/www.webscanner.pro\/canada\/online-fraud-cover\/","title":{"rendered":"Online fraud cover"},"content":{"rendered":"
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<\/div>\n\t<\/div>\n\n\t
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\u2014 Online scams, fraud and cyber extortion<\/p>\n\t\t\n\t\t\t\t\t

Protection when you
\r\nneed it most<\/h1>\n\t\t\n\t\t\t\t\t

Up to CA$20,000<\/strong> of financial protection against online scams, fraud and cyber extortion,
\nwith expert support when you need it most.<\/p>\n<\/div>\n\t\t\n\t\t\t\t\t\t\t\n\t\t\tget cyber cover<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/svg>\n\t\t\t\t\t<\/a>\n\t\t\t\t\n\t<\/div>\n\n<\/section>\n\n\n
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Financial protection against today\u2019s online threats<\/h2>\n\t\t\n\t\t\t\t\t

Online criminals are more sophisticated than ever. \u00a0From convincing phishing emails and fake shopping websites to investment scams, romance fraud and cyber extortion, criminals are constantly finding new ways to trick people into handing over money or personal information. The scale of the problem continues to grow.<\/p>\n

In 2024, Americans reported\u00a0$12.5 billion<\/strong>\u00a0in losses to fraud\u2014an increase of more than 25% from the previous year\u2014making online scams one of the fastest-growing forms of crime in the United States. \u00a0Even the most cautious people can become victims. Cyber cover from WebScannerPro provides financial protection and expert support when online crime affects you.<\/p>\n<\/div>\n\t\t\n\t<\/div>\n<\/section>\n\n\n

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Online scams<\/h2>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

Modern scams are designed to appear genuine. Criminals impersonate banks, delivery companies, government agencies, online marketplaces and even friends or family to persuade victims to transfer money, reveal personal information or disclose login credentials.<\/p>\n

Whether the scam arrives by email, text message, social media, online advertising or phone call, the consequences can be significant.\u00a0If an eligible scam results in financial loss, your cyber cover is there to help reduce the impact.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n

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Online fraud<\/h2>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

Cybercriminals use stolen credentials and personal data to commit fraud in many different ways.\u00a0 They may take over online accounts, make unauthorised purchases, open accounts in your name or use your identity to deceive others.<\/p>\n

When fraud occurs, the financial consequences can quickly escalate. Cyber cover from WebScannerPro provides protection for eligible losses, helping you recover more quickly while reducing the financial impact of online crime.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n

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Cyber extortion<\/h2>\n\t\t\n\t\t\t\t\t

Cyber extortion can affect anyone\u2014not just businesses.\u00a0Criminals may threaten to release private information, publish sensitive photographs, lock you out of your accounts or demand payment to prevent further harm.<\/p>\n

These situations are often highly stressful and require careful handling.\u00a0 If you’re the victim of an eligible cyber extortion incident, your cyber cover can provide financial protection together with access to experienced professionals who can help you understand your options and respond appropriately.<\/p>\n<\/div>\n\t\t\n\t<\/div>\n<\/section>\n\n\n

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Sextortion:\u00a0 <\/h2>\t\t\t\t\t\t\t\t\t\t

A growing threat to young people<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

Financial sextortion has become one of the fastest-growing online threats affecting children and teenagers.\u00a0Criminals often pose as someone their victim’s age on social media, gaming platforms or messaging apps before persuading them to share an intimate image.\u00a0 Once they have that image, they use threats and intimidation to manipulate their victim\u2014demanding money, additional explicit images or videos, or other acts under the threat of sharing the content with friends, family or classmates. \u00a0The emotional impact can be devastating, particularly for children and teenagers who may feel frightened, isolated or too embarrassed to ask for help.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n

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The problem is growing rapidly. The National Center for Missing & Exploited Children received more than 50,000 reports of financially motivated sextortion involving children and teens in 2025<\/strong>\u2014an average of 137 reports every day.<\/strong><\/p>\n

Since 2021, the organisation has also linked sextortion to the tragic deaths of more than three dozen teenage boys,<\/strong> who took their own lives after being targeted.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n

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Help when online bullying becomes real life<\/h2>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t

If your family is affected by cyberbullying, online harassment or sextortion, our family cyber cover provides access to professional support to help you respond quickly, support your child’s emotional wellbeing and navigate the practical challenges that often follow these deeply distressing incidents.<\/p>\n<\/div>\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\n\t\t\tlearn more about cyberbullying<\/span>\n\t\t\t\t\t<\/a>\n\t\t\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n

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If you think you\u2019ve been targeted<\/h2>\n\t\t\n\t\t\t\t\t

Acting quickly can make a significant difference.\u00a0If you believe you’ve been the victim of an online scam, fraud or cyber extortion.<\/p>\n<\/div>\n\t\t\n\t\t\t\t\t\t\t\t

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    Stop communication<\/h3>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

    \n\t\t\t\t\t\t\t\t\tStop communicating with the suspected criminal.\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t

  2. \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t02\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t
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    Don\u2019t send money<\/h3>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

    \n\t\t\t\t\t\t\t\t\tDo not send additional money or share further personal information.\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t

  3. \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t03\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t
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    Contact your bank or credit card provider\u00a0<\/h3>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

    \n\t\t\t\t\t\t\t\t\tContact your bank or payment provider immediately if money or payment details have been compromised.\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t

  4. \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t04\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t
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    Replace compromised passwords<\/h3>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

    \n\t\t\t\t\t\t\t\t\tChange passwords for affected accounts and enable multi-factor authentication where possible.\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t

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    Keep records of correspondence<\/h3>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

    \n\t\t\t\t\t\t\t\t\tKeep copies of emails, messages, screenshots and transaction records.\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t

  6. \n\t\t\t\t\t\t\n\t\t\t\t\t\t\t06\t\t\t\t\t\t<\/span>\n\n\t\t\t\t\t\t
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    Report the incident<\/h3>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

    \n\t\t\t\t\t\t\t\t\tReport the incident to the relevant organisation or law enforcement authority.\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ol>\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n

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    Everything working together<\/h2>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

    \n\t\t\t\t\t\t\t\t\t\tWebScannerPro Premium+ combines cyber cover with a powerful online safety and privacy tool, designed to help prevent cybercrime before it happens.\t\t\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t

      \n
    • Real-time threat detection<\/strong> helps protect you against malicious websites, phishing attacks, online scams and malware.<\/li>\n
    • Website safety ratings<\/strong> show you which websites you can trust, before you click.<\/li>\n
    • Private and anonymous browsing<\/strong> encrypts your browser traffic so you can shop, bank and browse safely\u2014even when using public WiFi.<\/li>\n<\/ul>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t

      These proactive security features work alongside cyber cover and identity monitoring, helping reduce your exposure to online threats while ensuring you’re protected if the unexpected happens.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t

      \n\t\t\t\t\t\t\t\t\t\t\n\t\t\tget cyber cover<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/svg>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\n\t<\/div>\n<\/section>\n\n\n
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      Protection you can trust<\/h2>\n\t\t\n\t\t\t\t\t

      Your cyber cover and identity protection are the result of a collaboration between Cybertrends, Marsh \u2028and HSB (Munich Re) – bringing together expertise in online safety, cyber risk and insurance.<\/p>\n

      Your policy is backed by HSB (Munich Re) – one of the world\u2019s leading insurance groups – giving you trusted technology, expert support, and financial protection when you need it most.<\/p>\n<\/div>\n\t\t\n\t\t\t\t\t

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      • \n\t\t\t\t\t\t\"\"\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\n\t<\/div>\n<\/section>\n\n\n
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        Get started in 3 steps<\/h2>\n\t\t\t\n\t\t\t\t\t\t\t
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        1. \n\t\t\t\t\t\t\t01<\/span>\n\t\t\t\t\t\t\t
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          Choose your plan<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

          Select a cyber cover plan that\u2019s right for you or your family.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t

        2. \n\t\t\t\t\t\t\t02<\/span>\n\t\t\t\t\t\t\t
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          Add your details<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

          Once your cyber cover plan is active, you can add the personal information you would like to monitor. <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t

        3. \n\t\t\t\t\t\t\t03<\/span>\n\t\t\t\t\t\t\t
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          You\u2019re all set!<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

          We\u2019ll continuously monitor your personal information,
          \r\nand let you know if it\u2019s exposed.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ol>\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t

          \n\t\t\t\t\t\t\t\n\t\t\tget cyber cover<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/svg>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t

          30-day money-back guarantee.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\n\t\t\t\t\t

          \n\t\t\t\t\"\"\t\t\t<\/div>\n\t\t\n\t<\/div>\n<\/section>\n\n\n
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          Frequently asked questions<\/h2>\n\t\t\n\t\t\t\t
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          \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tWhat is Cyber Cover?<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t
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          Cyber Cover provides financial protection and professional support for eligible cyber incidents, such as online scams, cyber extortion, cyberbullying, and identity theft, subject to your membership terms and coverage limits.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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          \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tWhat types of incidents are covered?<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t
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          Covered incidents depend on your membership and may include online scams, cyber extortion, identity theft, cyberbullying, account compromise, and other eligible cyber events described in your policy.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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          \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tWhat should I do if I think I have been scammed?<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t
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          Stop communicating with the scammer, avoid sending additional money, contact your bank or payment provider immediately, secure affected accounts, and notify support as soon as possible.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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          \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tAm I covered if I accidentally sent money to a scammer?<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t
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          Coverage depends on your membership, the type of scam, and the policy terms. Review your coverage documents or contact support for assistance with your specific situation.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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          \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tWhat is cyber extortion?<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t
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          Cyber extortion occurs when someone demands money or another benefit by threatening to release personal information, sensitive files, or private images, or by threatening to compromise your digital accounts or devices.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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          \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tShould I pay a cyber extortion demand?<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t
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          No. Paying does not guarantee the threat will stop or that your information will remain private. Preserve evidence, avoid further communication, and contact support or law enforcement.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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          \n\t\t\t\t\t\t\n\t\t\t\t\t\t\tHow do I make a claim?<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t
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          Contact our support team or visit the Claims section, available in the website footer and the Summary of Benefits. We’ll guide you through the claims process and explain what information is needed to assess your claim.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\t<\/div>\n<\/section>\n\n\n

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          Your digital safety starts here<\/h2>\n\t\t\n\t\t\t\t\n\t\t\tget CYBER COVER<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/svg>\n\t\t\t\t\t<\/a>\n\t\t\n\t<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-104","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.webscanner.pro\/canada\/wp-json\/wp\/v2\/pages\/104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.webscanner.pro\/canada\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.webscanner.pro\/canada\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.webscanner.pro\/canada\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.webscanner.pro\/canada\/wp-json\/wp\/v2\/comments?post=104"}],"version-history":[{"count":1,"href":"https:\/\/www.webscanner.pro\/canada\/wp-json\/wp\/v2\/pages\/104\/revisions"}],"predecessor-version":[{"id":226,"href":"https:\/\/www.webscanner.pro\/canada\/wp-json\/wp\/v2\/pages\/104\/revisions\/226"}],"wp:attachment":[{"href":"https:\/\/www.webscanner.pro\/canada\/wp-json\/wp\/v2\/media?parent=104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}